Lately I have been ...
-Messing about on the internet (yay, forums)
-Shopping: see below
-Reading "The Model Wife" by Julia Llewellyn, which is rather a good read. About a 22 year old who shamelessly has an affair with a married man (she's rather naive and believes all the "I don't really love my wife" stuff, and also is desperately looking for a father figure) then ends up marrying him after she ends up pregnant and finding things tough/awkward, but makes her way through them whilst slowly realising what a huge thing she's done.
-Crocheting round the edge of my squares-blanket - I should put a picture up, will do soon
-Visiting Church for the Stations of the Cross (yesterday).
I've had rather a successful shopping trip today ... new duvet cover set for my bed at College, £7.60 down from £9.50, new necklace £2.40 down from £10, and refrained from buying a beautiful pewtery-silver dress that was £30 down from £100 ... it was gorgeous, the fit was gorgeous, but the colour just doesn't flatter me. It's a colour I love but I must restrict my love to accessories, not big pieces, as it doesn't work with my skin. Boy was it pretty, though.
A random thought: I happen to be reading a blog at the moment which says "Spending cash registers in your brain in a way that swiping plastic does not." - something I've heard over and over again, often from budget advisors. Is this really true? I think it's a personality type thing and a generation thing ... I don't think it's true for me. I'm a grown up; I can recall how much is in each of my bank accounts (and so long as I haven't been making lots of purchases, yes, I do remember my current account balance to the nearest pound).
If I know money is tight, then I will be super-aware of how much I have in my account. Paying by card (not usually swiping these days!) definitely registers in my head as actual money being spent; I can go home and look in my online banking and see that the money's gone. Maybe that's part of it too - in the days before online banking it was easy to forget how much you'd spent by card that month?
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1 comments:
It’s a funny thing, recalling where one’s money went. When I look at recent bank statements I see withdrawals of round numbers suggesting I used an ATM, and can’t remember what I bought, and strange numbers like £22.14, which remind me exactly what I bought. So using my debit card helps me keep track of things. Cash is not a guaranteed cure for frivolous spending.
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